|Mon||09:00 AM-05:00 PM|
|Tue||09:00 AM-05:00 PM|
|Wed||09:00 AM-05:00 PM|
|Thu||09:00 AM-05:00 PM|
|Fri||09:00 AM-05:00 PM|
|Sat||08:00 AM-12:00 PM|
Elite Mortgage Consulting are Mortgage Advisors, Insurance Brokers and Mortgage Protection Advisors in Calderwood in West Lothian. We cover a wide area around Edinburgh, East Lothian, Musselburgh and West Lothian.
At Elite Mortgage Consulting in West Lothian our mission is to provide a cost effective and personalised innovative approach to your mortgage requirements. We are totally independent, meaning we work for you, not a financial institution.
We provide advice across a wide range of services including general insurance, mortgages and protection. are committed to putting clients at the heart of everything we do and to developing long-term relationships with our clients. We offer our services to new housing estates like Calderwood in East Calder. This is achieved by ensuring that we understand the individual needs of each client, and to implementing tailored financial plans to address those needs.
Contact Elite Mortgage Consulting in West Lothian for all your Mortgage and Insurance requirements.
Mortgages are usually the largest single transaction in most peoples lives. We will find a mortgage that suits your needs and circumstances, be it capital and interest or interest only, we will ensure it meets your financial situation.
Businesses may want to protect the key employees within their firm, such as a key salesperson or IT manager who without the business possibly would not function. Business Protection can provide a fixed sum should the individual be unable to work or even die. The benefit will be designed to cover the company expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of the business.
This policy is designed to provide an income in the event the insured individual is unable to work. Talk to us to make sure you are not left short.
Whether you rent or own your home, insuring it makes sense. There are two main types of home insurance to consider â€“ buildings and contents. As the names suggest, buildings insurance protects the property itself, whilst contents insurance covers the furniture, furnishings, appliances, clothing and all your possessions. We ensure your cover reflects your Home Insurance needs whether you are a Home Owner or Tenant.
Level Term Assurance pays a lump sum in the event of death during the term of the policy. There is no investment element within a term assurance contract so at the end of the term there is no maturity value and life cover ends. The benefit is paid tax-free and premiums are usually monthly, and fixed throughout the term. Because the term and benefit are known from the outset, and there is no investment content, term assurance can be a cost-effective method of protection.
Family Income Benefit works the same as term assurance but instead of paying a lump sum upon death, it will usually pay a regular monthly/annual tax-free income in the event of death to your dependants up until the end of the term of the policy.
Decreasing Term Assurance works similar to Level Term Assurance, but the benefit is set at outset and gradually decreases over the term of the policy. These policies can be used as cover for a repayment mortgage, or other loans where the amount of capital outstanding also decreases over time.
We have 40 years combined experience within financial services, providing practical financial planning advice to people, families and businesses in Edinburgh and the surrounding areas. We are committed to putting clients at the heart of everything we do and to developing long-term relationships with our clients. This is achieved by ensuring that we understand the individual needs of each client, and to implementing tailored financial plans to address those needs.
Areas we work include Edinburgh, Musselburgh, Tranent, East Lothian, West Lothian and East Central Scotland.
Critical Illness Insurance is usually available as an addition to all term assurance plans but can be bought on a stand-alone basis. Critical illness provides a lump sum benefit/income in the event of diagnosis of certain critical illnesses, such as Heart Attack, Stroke, Transplant, Blindness, Total and Permanent Disability. The illnesses covered will be specified in the policy along with any exclusions and limitations