We provide face to face advice and we specialize in meeting the financial needs of people who have created more capital, or who earn higher incomes than average, and whose circumstances are therefore more complicated than average. Our clients ask us to help them address simple and straightforward issues, and also to resolve complex and multi-faceted problems. In every situation though, we respond with reliable and personal advice designed to suit your individual requirements. In investment, life assurance and pensions, we have access to the exclusive St. James's Place range of products. These offer many important benefits, of which perhaps the most remarkable is the St James's Place approach to investment management.We can also provide unique access to an integrated suite of banking services, with current, savings and borrowing accounts through the telephone or the Internet.